Finexer Open Banking Blogs

PayByBank: Get Paid Faster in 2026
Explore how PayByBank is revolutionising payments in 2025. Learn about…

Faster B2B Payments in 2026 with Open Banking APIs
Learn how Open Banking APIs enable real-time transactions, reduce fees,…

Sign in Using Bank: Fast and Secure Onboarding in 2026
Sign in using bank offers seamless onboarding through open banking—streamline…

A Guide to PSD2 and Open Banking
Explore the impact of the PSD2 Directive on the financial…

Guide to UK Bank Transfer Modes: CHAPS, BACS, SWIFT, and Faster Payments
Confused by different bank transfer modes? Uncover the differences between…

Rent Affordability Check: Verify Tenants with Bank-Verified Data
A rent affordability check no longer has to rely on…

Transaction Monitoring Process UK: What the Law Requires
Most guides to the transaction monitoring process jump straight to…

VRP Payments: The Direct Debit Alternative (UK Guide)
VRP payments let customers pre-authorise flexible, bank-enforced recurring payments that…

6 Best Open Banking Solution Providers UK 2026
Expense management automation goes beyond OCR receipt capture. This guide…

AISP Meaning: AISP vs PISP vs ASPSP Explained (UK)
AISP, PISP, ASPSP and TPP can look like alphabet soup,…

Online Payment Systems UK: Cards vs Bank Transfer 2026
Online payment systems in the UK now span cards, bank…

Open Banking Ecosystem: Who the Players Actually Are (and How They Work Together)
Understanding the open banking ecosystem begins with knowing who participates,…

Online Invoice and Payment Processing UK: Beyond Card Fees
Discover how online invoice and payment processing using Open Banking…

Transaction Monitoring Solutions: Scored Evaluation (UK)
Most transaction monitoring solutions fail because of alert fatigue, not…

Plaid Pricing for UK Startups 2026
Plaid pricing looks straightforward until UK buyers request a quote.…

Bank Transaction Data Enrichment Tools: UK Comparison
Bank transaction data enrichment tools do a different job from…

Bank API Integration: What Breaks When You Switch Providers
Switching bank API integration providers is riskier than a first-time…

Smart Payroll Processing Payments: Automate Salary Payouts via Bank APIs
Compare Payroll Processing methods, from HMRC reporting to salary payments,…

How to Compare Pay by Bank Providers in the UK
Not all Pay by Bank providers deliver the same experience.…

UK Open Banking API: Why Sandbox Works, Production Breaks
UK open banking API integrations pass every sandbox test and…

Bank Account Verification in the UK: How to Confirm Customer Details Instantly (Without Manual Checks)
A misdirected payment doesn’t announce itself, it just leaves quietly…

UK Transaction Data Enrichment API: Pricing & Accuracy
“AMZNMKTP*AB123” tells your reconciliation engine nothing. A transaction data enrichment…

A2A Payments UK: Provider Evaluation Checklist
UK A2A adoption trails the EU significantly, and the gap…

Bookkeeping Automation Software in the UK: What Actually Powers It
Compare bookkeeping automation software with manual bookkeeping to see how…

Open Banking Providers UK: The Evaluation Framework Buyers Actually Need
Compare open banking providers using a practical evaluation framework instead…

Automated Transaction Monitoring: Real-Time Architecture
Automated transaction monitoring only works if the bank data arriving…

AML Checks for Estate Agents: MLR 2017 Requirements
AML checks for estate agents are set by MLR 2017:…

API for Bank Transactions: Evaluation Guide (UK 2026)
Choosing an API for bank transactions requires understanding failure modes,…

Why AI Transaction Matching Still Fails Without Structured Bank Data
Transaction matching software fails on data before it fails on…

AIS API Evaluation Framework for UK Platforms
Choosing an AIS API in 2026? This neutral evaluation guide…

Expense Management Automation: Bank-Verified vs OCR Capture
Expense management automation promised to end month-end receipt chasing, yet…

Bulk Payments UK: A Buying Checklist for Platforms
Bulk payments let a platform send one instruction and pay…

Account Information Service Provider: 5 Real Examples
Every account information service provider example you’ve read stops at…

5 Types of Cross Border Payments UK Businesses Should Know in 2026
There are five main types of cross border payments: SWIFT,…

Why Invoice Reconciliation Still Breaks in Modern Finance Workflows
Invoice reconciliation covers two different jobs: checking supplier invoices before…